APPLICATION DISCLOSURES

MultiManage, LLC (“MultiManage”) is an Equal Opportunity Property Management Company. We do not discriminate based on race, color, national origin, religion, sex, disability, familial status, sexual orientation, gender identity, source of income, or any other class protected by federal, state, or local law. Our applicant review procedures are designed to ensure fairness and avoid any disparate impact on protected classes.

 

MultiManage reserves the right to amend or make reasonable exceptions to these Applicant Qualification Metrics in its sole discretion, including to accommodate individual circumstances or applicable legal requirements. We consider both quantitative and qualitative factors, including the context and contents of credit and reference information.

 

NOTICE OF APPLICANT RIGHTS

Before submitting an application fee or undergoing screening, please be advised:

• You have the right to dispute inaccuracies in any information collected about you—including credit or criminal history.
• You may also provide evidence of rehabilitation, mitigating circumstances, or inaccurate information.
• For Cook County residences, you are entitled to a copy of the Cook County Commission on Human Rights Procedural Rules, Part 700, which governs your screening rights.
  You may access the rules here: https://www.cookcountyil.gov/sites/g/files/ywwepo161/files/documents/2021-12/Human%20Rights%20Rules%20Effective%20December%209%202021.pdf
  Or contact the Commission at:
  Cook County Commission on Human Rights
  69 W. Washington, Suite 1130, Chicago, IL 60602
  Phone: (312) 603-1100 | Email: human.rights@cookcountyil.gov

 

SCREENING PROCESS (STEP 1): Prequalification Review

MultiManage generally evaluates applicants based on the following financial qualification criteria prior to reviewing any criminal background information:

 

1. Financially Responsible Income

Applicants with a credit score of 625 or higher may qualify based on their income.

• “Available Income” means one-third (⅓) of gross annual income, converted to a monthly amount.
• Example: $72,000 per year = $2,000/month Available Income
  [($72,000 ÷ 12 months) ÷ 3 = $2,000]
• This amount is evaluated in the aggregate across all Financially Responsible Occupants and approved Co-Signers.

 

2. Co-Signers

Co-signers with a credit score of 680 or higher may support an application.

• Their “Available Income” is calculated at one-sixth (⅙) of gross annual income, converted to monthly.
• Example: $72,000 per year = $1,000/month Available Income
  [($72,000 ÷ 12 months) ÷ 6 = $1,000]

 

MultiManage may have stricter or more flexible credit and income criteria on a property by property basis; however, it will always apply its criteria consistently across applicants.

ADDITIONAL CONSIDERATIONS

• MultiManage may consider additional documentation (such as savings, trust funds, or rental subsidies) in lieu of or in support of income, at its discretion.
• We may also consider credit history factors, landlord references, and personal references as part of a qualitative review.
• Applicants may be asked to provide documents supporting income, identity, or other relevant information.

 

STEP 2: Criminal Background Screening

This step only occurs after the applicant has been pre-qualified under the above financial criteria.

If a criminal background check is conducted:

• Applicants will be given a copy of any report used in screening.
• You will have 5 business days to dispute the accuracy or provide information about rehabilitation or mitigating circumstances before a final decision is made.

 

If you have questions about your rights or this process, please contact us directly at office@multimanagellc.com.